Weddings are grand events, and have been since the days of Jesus when He turned water into wine at Cana. Being celebratory events, they come with great expense and lots of fanfare. However, while it is all very well to party and make the day memorable there are a few things to think about before you decide to set a date for the occasion. I’ve heard romantics say that all you need is love and the rest will fall into place. I’ve heard Christians who advocate for getting it over with quickly so that you end the struggles of staying pure. Every argument for wedding without thinking through the implications and viability is convincing, and there are many who follow the advice of these arguments.
Now let me clarify that a wedding need not be expensive, it may involve a very simple trip to the Attorney-General and you’re all set. But if we are honest, how many brides-to-be are dreamily imagining a trip to the AG’s Chambers? In many cases the wedding sets the tone for the first years of marriage – and is considered by many as an expression of the man’s commitment to the enterprise of marriage. It is also said that the wedding night serves the same purpose for the woman but that is a story for another blog perhaps.
So assuming you’re going with visible wedding, you need to understand that weddings cost money. Money that should ideally NOT come from the following sources:
- Loans
- Selling fixed assets
You also need to understand that a wedding is the BEGINNING of a committed life together, not an isolated EVENT like a birthday party. So the following are not reasons for a wedding:
- We’ve gone out very long
- Every one of our friends is getting married
- Peer pressure/sibling rivalry
One of the most important things to understand is that MONEY is one of the biggest reasons for divorce. Falling out of love (1st) and infidelity (2nd) rank ahead of it by the most recent studies, but it is still a big reason especially for couples where the first two are statistically unlikely. Arguments, fights and dissatisfaction can all arise from a prevailing and persistent lack of money. And while this is to be endured if it is not a choice, remember that in the case of marriage it is a choice. Get married at the wrong time in your financial timeline and you may not recover.
While it is not necessary to wait for perfect weather, perfect finances, perfect career and so on to wed your beloved, remember that life together begins after the wedding, and the very real prospects of financial struggle and so on need to be faced soberly. The life of a bachelor is SIGNIFICANTLY cheaper (or more hardy and resilient in financial hardship) than the life of a family man. It is one thing to have faith in God’s provision, it is quite another to embark on foolish adventure. Solomon himself says a few hard-hitting things about reckless expenditure:
There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spends it up – Proverbs 21:20
He that is despised, and hath a servant, is better than he that honoureth himself, and lacketh bread – Proverbs 12:9
The plans of the diligent lead to profit as surely as haste leads to poverty – Proverbs 21:5
The rich rule over the poor and the borrower is servant to the lender – Proverbs 22:7
Any proper pre-marital counseling program covers financial management, the wedding budget and some tips on how to gauge your readiness for married life. No one wants to rain on the parade, when it makes sense go ahead and have a big day. But keep in mind that after the big day and the honeymoon come rent, furniture, bills, kids and so on. However romantic we want to be, God Himself advises repeatedly on wisdom when it comes to handling finance.
Tithe
Don’t just add boyfriend salary and girlfriend salary and figure that that will be the family income. Remember that each of you has to tithe before you make any move. If you are a Christian, tithe is not optional. And it’s always easy to come up with excuses, to prioritize other things and when things are tight – tithe goes out the window first. Discuss tithe and factor in that the family budget must survive each month on 90% of the income.
So here are some tips to consider if you are about to take that step:
- Marriage is a good, God-honoring lifetime commitment that you should be proud to be considering.
- Having a good financial foundation will enable you to concentrate on building your marriage rather than being preoccupied with creditors and other financial bondage.
- Plan a wedding that is within your means and leaves you in a position to start married life comfortably.
- As you plan for the wedding, plan also for life together – rent, food, furniture, household appliances, insurance, emergency funds and so on.
- Discuss expectations openly and clearly, so that no one gets a hut when they expected a palace.
- Seek God’s wisdom in knowing the difference between genuine faith and misplaced optimism.
- Be prepared to work hard to improve and grow your marriage. Have plans for investments and growing your funds.
- Work out a budget that allows you to survive well on one income, just in case one spouse loses their job or means of livelihood.
- For ladies who are a bit traditional, get used to the idea of contributing financially to your marriage.
- For men who are a bit traditional, get used to the idea of sharing your financial status with your partner.
- A car is not a necessity. It is a huge liability and judging from the many cars sporting FOR SALE stickers – commonly a poorly thought out purchase. Buy a car only when you can afford it.
After the sobering lecture, go ahead and plan a wedding that you and your partner will remember. The rest of the world will forget it as soon as the next Saturday





















